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Pension scheme for unorganised workers, traders

Mawkyrwat, Dec 1: Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) and National Pension Scheme (NPS) for Traders were launched today during the observance of Pension Week yesterday organised by the office of the Block Development Officer (BDO) and office of Assistant Labour Commissioner (ALC), Mawkyrwat at Community Hall, Mawkyrwat C&RD Block.
Mawkyrwat Block Development Officer, R Kharbihkhiew while speaking on the occasion said that each and every person or family needs safety and security.
He added that people in organised sectors like government, banking, organised company employees get a fixed pay at the end of every month without any problem.
“However unorganised workers will not get paid when they are sick or not working therefore, thinking about the welfare of the people the government is giving an opportunity for unorganised sectors to enjoy the benefits like what the organised sectors do through PM-SYM and NPS-Traders schemes,” Kharbihkhiew said.
“This is an initiative of the government to help farmers, daily wage earner, street hawkers, etc so that people can live with dignity,” he added.
The BDO said that PM-SYM and NPS-Traders is a small saving pension scheme with huge benefits.
“The contribution that you are going to make is meager comparing to the benefits that your will received therefore, he urged people to start saving for their own welfare and for their children,” Kharbihkhiew said.
Ranikor Block Development Officer, L G M Kharmih said that PM-SYM and NPS-Traders schemes are mostly for unorganised sectors like rickshaw pullers, street vendors, mid-day meal workers, cobblers, rag pickers, domestic workers, own account workers, agricultural workers, construction workers, leather workers and similar other occupations.
He added that NPS is mostly for organised sector but now the government is giving an opportunity for unorganised sectors for their welfare. He urged people to avail the scheme for social security at old age or for the benefits of their children or nominee but they should avoid using unfair practices like increase or decrease of age, enrollment with fake identity and request people to avoid child labour.
Labour Inspector, S Kurbah gave a brief note on the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) and National Pension Scheme (NPS)-Traders for old age protection and social security of unorganised workers and self-employed persons, retail traders/ shopkeepers respectively.
He spoke about the benefits that people could enjoy and get a pension upto Rs. 3,000 per month after 60 years old if they contribute to the scheme.
Kurbah also informed the gathering that unorganised workers between 18 and 40 years, whose monthly income is Rs. 15,000 or below, who do not engaged in organised sector (membership of EPF/NPS/ESIC) or an income tax payer, and who possessed Aadhaar card, savings bank account or Jan Dhan account number with IFSC can avail the scheme.
D Lyngdoh from Mawkyrwat Community Service Centre explained the gathering about the process of enrolment for the schemes.
The programme was chaired by N P War, Assistant Labour Commissioner, South West Khasi Hills while the vote of thanks was proposed by D S Pakyntein, Labour Inspector, Ranikor.